You’ve no doubt heard this advice before. Making a budget — and sticking to it — is the fastest path to financial security. A budget can help you get out of debt, save for a big purchase, and set you up for a relaxing retirement.
Unfortunately, according to a 2016 study by U.S. Bank, only 41% of Americans use a budget. Which begs the question: If budgeting is so great, why aren’t more of us doing it?
Our guess? It’s because so much budgeting advice focuses on the negative. Giving up your morning coffee run. Staying home instead of taking that vacation. Canceling your cable subscription and sitting at home in the dark every night with the air conditioning turned off. (Okay, that last one might be a stretch, but you get the picture.)
We’re all for living within your means, but it can start to feel like budgeting is all about what you can’t have. But don’t start crying into your spreadsheet just yet. When you use Ibotta, it’s all about saving on the things you want, not skipping them. Here are five ways to bring the fun back to budgeting with Ibotta.
Read the full post on Ibotta’s Life Rewarded Blog.